Mudaraba Smart Saver Lite

A Shariah-compliant Mudaraba savings account designed for Bangladeshi employees earning a monthly salary below Tk. 30,000, offering profit sharing according to a pre-agreed ratio. Valid identification, KYC, photographs, proof of address, and other applicable documents are required to open the account.

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Eligibility

Any citizen of Bangladesh [Employee Monthly salary below Tk. 30,000.00] having sound mind, individually, can open this account.

Islamic Principles

Mudaraba is a partnership in profit whereby one party provides capital and the other party provides skill and labour. Profit is distributed as per the pre-agreed ratio, and loss is borne by Sahib Al-Maal.

Required/Identification Documents

Complete account opening form with TP & KYC. Photocopy of NID/Passport/Driving License/Ward Commissioner Certificate with photo. (Photo must be attested by Ward Commissioner.) Two recent passport-size photographs of each account holder, duly attested by Introducers. Introducer’s signature in the A/C opening form and at the back of the photograph(s) of signatories. Passport-size photograph of nominee, attested by the account holder. Proof of Address: Copy of Utility Bill for the latest 3 months. Updated TIN (Optional). Any other documents as required under the prevailing rules & regulations of the Bank, considering the nature of the Depositor(s). Charges: See the Schedule of Charges of the Bank.

Investment Growth Calculator

Adjust your investment, tenure and expected profit rate to estimate potential growth.

InvestmentBDT 100,000

BDT 10,000BDT 5,000,000

Tenure5 Years

1 Year15 Years

Expected Profit Rate8.5%

5%15%

Islamic

BDT 150,366

8.5%

Conventional

BDT 118,769

3.5%

Estimated additional growth: BDT 31,597

Growth over time

5-year projection

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Mudaraba Smart Saver Lite

Required/Identification Documents

Complete account opening form with TP & KYC. Photocopy of NID/Passport/Driving License/Ward Commissioner Certificate with photo. (Photo must be attested by Ward Commissioner.) Two recent passport-size photographs of each account holder, duly attested by Introducers. Introducer’s signature in the A/C opening form and at the back of the photograph(s) of signatories. Passport-size photograph of nominee, attested by the account holder. Proof of Address: Copy of Utility Bill for the latest 3 months. Updated TIN (Optional). Any other documents as required under the prevailing rules & regulations of the Bank, considering the nature of the Depositor(s). Charges: See the Schedule of Charges of the Bank.