Term Investment
Financing for justified long-term requirements, repaid in installments from business sale proceeds or another acceptable source.
Short- and long-term financing facilities designed around working capital, equipment, vehicles, and other justified business requirements.
A renewable working-capital limit, normally sanctioned for one year, to finance raw materials or stock-in-trade and meet day-to-day business expenses.
Short-term working-capital finance for urgent procurement of local raw materials or stock-in-trade. The term is aligned with the operating cycle, commonly 30 days for trading and 90–180 days for manufacturing.
A regular overdraft limit for day-to-day business expenses where maintaining stock continuously is impractical. It is usually granted for one year and may be renewed based on satisfactory transactions.
A secured overdraft allowed against a lien on a fixed deposit receipt or another eligible financial instrument.
Financing for justified long-term requirements, repaid in installments from business sale proceeds or another acceptable source.
Equipment or vehicle financing repaid through equal monthly lease rentals. Ownership of the leased asset remains with the Bank during the lease.
Equipment or vehicle financing with shared ownership between the Bank and customer, repayable through equal monthly installments including principal and profit.
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