Purpose of Loan: Financing the Farmers for timely cultivation of almost all types of crops (Season wise)

Loan Limit without collateral security: Maximum 5.00 Lac

Loan Limit with collateral security: As per production cost.

Loan Limit per acre : As per Bangladesh Bank Policy Guide Line.

Tenure: As per crops production calendar & loan repayment index of Bangladesh Bank Agricultural & Rural Credit Policy & Programme.

Rate of Interest: 11% (Subject to change by Bangladesh Bank)

Service charges/ Fees for the facility: N/A


Security :

i. DP Note

ii. Letter of hypothecation.

iii. Guarantee bond of the spouse of the borrower & other acceptable third party.

iv. Post dated cheque.

v. Collateral security (Where applicable).

vi. Other usual Charge documents.


Documentation :

i. Party application

ii. National ID

iii. Passport size color photograph.

iv. Farmer’s card/ UP Chairman certificate favoring farmer.

v. Guarantor’s information & their consent.

vi. Production plan duly sign by the Upazila Agriculture Officer.

vii. Credit report/Confidential Opinion from Local Lead Bank.

viii.CIB Report for Limit above Tk. 1.50 Lac.

ix. Documents related to collateral security (If applicable)

x. Others related documents.

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